Niagara Mortgage Blog

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Category: Financing (14 posts)

Credit Card Debt vs Mortgage Debt for people in Niagara Falls, ON: Which Should You Pay Off?

Credit Card Debt vs Mortgage Debt for people in Niagara Falls, ON: Which Should You Pay Off?

November 2, 2017 | Posted by: The Mortgage Guy Niagara

It's always a good idea to pay down your debt when you have extra cash on hand. However, as you get started, you will probably be faced with several types of debt you can work on, and it's hard to kno ... [read more]

Five Reasons Why You Should Have More Than One Bank Account in Niagara Falls

Five Reasons Why You Should Have More Than One Bank Account in Niagara Falls

October 4, 2017 | Posted by: The Mortgage Guy Niagara

In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you ... [read more]

4 Reasons to Say 'Yes' to Good Credit in Niagara Falls

4 Reasons to Say 'Yes' to Good Credit in Niagara Falls

September 6, 2017 | Posted by: The Mortgage Guy Niagara

Good credit is a necessity for acquiring many things in life. There are many important reasons for saying 'yes' to credit. Below are some of those reasons, as well as ways to get and build your credit ... [read more]

5 Ways to Simplify Your Financial Life in the Niagara Region

5 Ways to Simplify Your Financial Life in the Niagara Region

August 2, 2017 | Posted by: The Mortgage Guy Niagara

No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the wei ... [read more]

Should You Borrow Money to Invest in Real Estate?

Should You Borrow Money to Invest in Real Estate?

December 28, 2016 | Posted by: The Mortgage Guy Niagara

There's no disputing that real estate investment is one of the best business models for those looking to achieve long-term financial success. The one problem most would-be investors have, however, is ... [read more]

Saving For College: Four Tips For Parents

Saving For College: Four Tips For Parents

November 23, 2016 | Posted by: The Mortgage Guy Niagara

One of the prime concerns of parents, especially parents of teenagers, is how their children will be able to afford college tuition. With prices going up each year at even state and community colleges ... [read more]

Is Having No Credit As Risky As Having Bad Credit?

Is Having No Credit As Risky As Having Bad Credit?

October 12, 2016 | Posted by: The Mortgage Guy Niagara

Let's clear up one misconception, right off the bat: having no credit is not the same as having bad credit. 'No credit' simply means that your credit history - which tracks your loans and repayments o ... [read more]

New Mortgage Insurance Qualification Process

New Mortgage Insurance Qualification Process

October 5, 2016 | Posted by: The Mortgage Guy Niagara

By now, you will have seen yesterday's announcement from Finance Minister Morneau outlining mortgage insurance and qualification changes effective October 17 and November 30 respectivel ... [read more]

Why Should I Repair My Credit?

Why Should I Repair My Credit?

September 14, 2016 | Posted by: The Mortgage Guy Niagara

Your credit history is more than just a number; it affects nearly every aspect of your financial life. If you are suffering from a low credit score, you're probably an excellent candidate for credit r ... [read more]

Niagara Mortgage Agent Feature - This is the Homebuyer of the Future

Niagara Mortgage Agent Feature - This is the Homebuyer of the Future

August 10, 2016 | Posted by: The Mortgage Guy Niagara

This past June, Mortgage Professionals Canada published their survey results on the Next Generation of Homebuyers; adults under the age of 40 who don’t currently own a home but expect ... [read more]

Niagara Mortgage Agent Advice - How to Manage Your Credit Card Debt: A 4-Step Strategy

Niagara Mortgage Agent Advice - How to Manage Your Credit Card Debt: A 4-Step Strategy

July 13, 2016 | Posted by: The Mortgage Guy Niagara

Being in debt is undoubtedly stressful, moreso when the interest rates keep pushing your overall debt to skyrocketing amounts. Many people fall into the temptations of unnecessary expenditures and end ... [read more]

Niagara Mortgage Agent Advice - Why You Need an Emergency Fund And How to Get One

Niagara Mortgage Agent Advice - Why You Need an Emergency Fund And How to Get One

June 6, 2016 | Posted by: The Mortgage Guy Niagara

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ... [read more]

Niagara Mortgage Agent Advice - The Benefits of Investing in Income Producing Properties

Niagara Mortgage Agent Advice - The Benefits of Investing in Income Producing Properties

June 3, 2016 | Posted by: The Mortgage Guy Niagara

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ... [read more]

Niagara Mortgage Agent Advice - Strategies to Dig Yourself Out of the Debt Hole

Niagara Mortgage Agent Advice - Strategies to Dig Yourself Out of the Debt Hole

May 31, 2016 | Posted by: The Mortgage Guy Niagara

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ... [read more]

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